Animal Crossing: New Horizons (ACNH) Wiki Guide
Money Tree Guide - How to Grow & Limit

ACNH | Money Tree Guide - How to Grow & Limit | Animal Crossing

Last Updated:
ACNH | Money Tree Guide - How to Grow & Limit | Animal Crossing - GameWith
Hot Topic
April Update Coming Soon - Read More Here!

Read this Animal Crossing: New Horizons Switch (ACNH) guide on how to grow a money tree / bell tree. Including how to plant a money tree, do money trees grow back, and growth & regrowth time!!!

Table of Contents

Other Tips & Tricks Articles

What Is A Money Tree?

A Tree That Grows Money

Money Tree

Everything you've been told about money not growing on trees does not apply in Animal Crossing - a Money Tree is a tree that will literally give you bags of money (bells) when you shake it!

Does Not Grow Back Bells

Keep in mind that the money tree will only give you bells when you shake it for the first time. Once the bells fall, it will not produce money anymore.

Keep Planting Money Trees

However, you can keep planting Money Trees as long as you find glowing holes on the ground.

Money Tree - How To Grow

Money Tree Planting Process

Find a spot with buried treasure.
Use a shovel to dig up said treasure!
Bury the money you just dug up
Wait 5-6 days
You now have a money tree

①〜② Find A Spot With Buried Treasure

Buried Treasure

First things first, you'll need to find a glowing spot on the ground outside. This indicates that treasure is buried there, so dig it up with your Shovel!

③ Plant The Money In The Hole


Next, though it may seem unintuitive, next plant some money in the hole you just dug up! We recommend putting in exactly 10,000 bells (the limit for one bag), because if you put in any more you'll lose money!

④〜⑤ Fully Grown In 5 Days

Money Tree

After 5 or 6 days pass, your pouch of money will have grown into a beautiful, profitable tree! Shake it thoroughly and reap the rewards.

How Much Money Should You Bury & Limit

Max Amount You Can Get Per Tree Is 30K


The amount of bell which grow on the tree will be 1/3 of the money you've buried. However, the maximum amount of bells that can grow on the money tree is 30,000 bells (10,000bells x 3). Do not bury more than 10,000 bell. Bury 10,000 bells to maximize your profit.

Check Out Other Ways To Earn Money Fast From Here!

Note: Conflicting Reports

There have been multiple reports of people planting bags of 99,999 bells and having a tree provide them triple returns. We have not been able to confirm this ourselves and thus don't recommend you give this a try, as it seems to be highly random.

Animal Crossing New Horizons Switch - Recommended Articles

© 2019 Nintendo ALL RIGHTS RESERVED.
Trademarks are the property of their respective owners. Its licensors have not otherwise endorsed this site and are not responsible for the operation of or content on this site.
▶Animal Crossing: New Horizons - Official Page

Have some feedback? Click here

Your feedbacks will be checked by our staffs and will be attended to accordingly. Please be advised that we may not reply to every individual feedbacks.

Reader Comments
Max. 300 Characters

By clicking Submit you are agreeing to the Terms of Use.
*Offensive, insulting or inappropriate use of forum may lead to ban/restriction.
To avoid griefing, you will not be able to post or report for the first %d hours upon visiting this forum for the first time.

ChickenDude 53

I believe it is somewhat random if you bury more than 10k, I personally bury 30k aswell but if you are starting out then it would probably be safer to just go with 10k every time

Helga 52

Bury 30,000. If you're lucky you will get back 90,000. If you're not, you'll get 3 bags of 10k which means you'll break even and not lose any money.

Amberceee 51

I always use to get 3 times whatever I buried untill recently. Now I only get $30,000 :'( wwhhhhyy

Muinteoir 50

Daddy didn't know there was a limit and so told my daughter to bury all her money: 93000. Just got 279k back. Wasnt I lucky

Anonymous 49

I buried 50k and got 150k, then I buried 99k and got back 30, so I guess it is random. I was super mad

Article Menu
Animal Crossing Switch
News & Events
Sanrio Collaboration
Sanrio Collab Info Sanrio Clothes Sanrio Items
March Update
March 2021 Update Info Prom Items Katrina
Mario Crossover
Seasonal Items
Festivale Guides
Fall & Winter Events
November To-Do
Fall Update
Summer Update Wave 2
Summer Update Wave 1
Redd & Treasure Trawler
Beginner Tips
Guides Before Starting To Play
Early Game Guides
Island Design Themes And Ideas
Other Useful Guides
Farming Guides
Database & List
Villagers (Characters)
DIY & Tools Recipe
DIY Materials
Bugs / Fish / Art / Items
Island Facilities
Custom Designs
Nook Inc. Special Services
Nook Phone App