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Money Tree (Bell Tree) - Glowing Hole
【Animal Crossing New Horizons】Money Tree (Bell Tree) - Glowing Hole【Animal Crossing Switch】 - GameWith

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Money Tree (Bell Tree) - Glowing Hole

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Read this Animal Crossing: New Horizons Switch (ACNH) guide on how to grow a money tree. Find out how to plant a money tree, how much money you get, and how long it takes to grow!

Table of Contents

Check Out The Other Beginner Guide Here!

What Is A Money Tree?

A Tree That Grows Money

Money Tree

Everything you've been told about money not growing on trees does not apply in Animal Crossing - a Money Tree is a tree that will literally give you bags of money (bells) when you shake it!

How To Glow A Hole / Money Tree

Money Tree Planting Process

Find a spot with buried treasure.
Use a shovel to dig up said treasure!
Bury the money you just dug up
Wait 5-6 days
You now have a money tree

①〜② Find A Spot With Buried Treasure

Buried Treasure

First things first, you'll need to find a glowing spot on the ground outside. This indicates that treasure is buried there, so dig it up with your Shovel!

③ Plant The Money In The Hole


Next, though it may seem unintuitive, next plant some money in the hole you just dug up! We recommend putting in exactly 10,000 bells (the limit for one bag), because if you put in any more you'll lose money!

④〜⑤ Fully Grown In 5 Days

Money Tree

After 5 or 6 days pass, your pouch of money will have grown into a beautiful, profitable tree! Shake it thoroughly and reap the rewards.

How Much Money Should You Bury

Max Amount You Can Get Per Tree Is 30K


The amount of bell which grow on the tree will be 1/3 of the money you've buried. However, the maximum amount of bells that can grow on the money tree is 30,000 bells (10,000bells x 3). Do not bury more than 10,000 bell. Bury 10,000 bells to maximize your profit.

Check Out Other Ways To Earn Money Fast From Here!

Note: Conflicting Reports

There have been multiple reports of people planting bags of 99,999 bells and having a tree provide them triple returns. We have not been able to confirm this ourselves and thus don't recommend you give this a try, as it seems to be highly random.

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Anonymous 12

The best to plant is 30k. You either get 90k or 30k total from the tree. You either break even or make a profit.

ToonStink 11

I actually plant 30,000 every time now, as I'm at least guaranteed full return with a chance at triple. So far I've been lucky and gotten two full returns out of two attempts. At this rate I'll have my house paid off again in no time

Anonymous 10

I just picken up 3x 99.000 from my money tree i planted a few days ago, it does work, but I've planted a varying amount of money the last days, so I dont know if it always works.

Anonymous 9

No trolls, I grew 99,000 bells 3-4 times and it worked, 2 other times it did not. I have no idea what I did different, I had it work when I moved the sapling and also when I did not. Maybe it has to do with days of the week? Still unsure.

Anonymous 8

I have planted 99,000 bells and the trees have produced three bags of 99,000 bells but not every time. I’m trying to figure out why it’s not consistent. I have not moved any trees.

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