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ABD (ATM) - Interest & Things You Can Do
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ABD (ATM) - Interest & Things You Can Do

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Find out where to find the ABD (Automatic Bell Dispenser, ATM) in this Animal Crossing: New Horizons Switch (ACNH) guide! Includes ABD interest, location, and more!

Table of Contents

Check Out Other New Features Here!

ABD Location - Where Is The ABD?

One Feature Of The Nook Stop

Nook Stop

In New Horizons, the ABD (Automatic Bell Dispenser) does not exist as an independent object & instead is part of the multimedia terminal "Nook Stop".

Check Out Nook Stop Features Here!

In Tom Nook's Resident Services

Resident Services

The ABD can be found in the Resident Services building on the island. This is a useful location where you'll probably be coming back often, so make sure you memorize where it is!

Check Out Resident Services Features!

What Can You Do At The ABD?

Pay Back Loans

ABD

You will be able to see your existing loan balance at the ABD screen. However, you can only pay off Bell loans here, not Miles. Mile Loans will need to be paid off by talking to Tom Nook.

Check Out How To Pay Loans Efficiently

Deposit and Withdraw Bells

ABD

The main function of the ABD is of course to deposit and withdraw money. You'll be able to deposit bells into as you wish. There doesn't seem to be any daily reward for depositing bells.

Get ABD Interest Over Time

If you have enough Bells in your ABD, you'll gain an amount of interest over time. It's best to always have a sum of money so you can earn bigger amounts of interest.

Check Out How To Farm Money (Bells) Fast!

Interest Rate Lowered & Changed

Interest Rate Lowered & Changed

During the April free update, the maximum cap for the interest rate has been lowered - from 99,999 Bells to 9,999. Players were compensated with a Bell rug for the sudden change.

Check Out Interest Rate Lowered Changes Here!

Get Miles Every Day

Access the Nook Stop

By accessing this Nook Stop Terminal, you'll be able to get a certain amount of Miles every day! The amount will raise each day for 7 days, after which it will stay at a fixed amount. This is a good way to get bonus Miles, so don't forget to come every day!

DayMile Reward
1st50
2nd80
3rd100
4th150
5th200
6th250
7th~300

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