Borderlands 3: Walkthrough & Strategy Guide
Predatory Lending SMG - How to Get & Stats
Predatory Lending SMG - How to Get & Stats | Borderlands 3 - GameWith

Borderlands 3 | BL3
Predatory Lending SMG - How to Get & Stats

Last Updated:
Hot Topic
Learn How to Beat Wotan The Invincible Raid Boss!

Read this Borderlands 3 guide to learn more about how to get the Legendary Predatory Lending SMG! Learn more about how to spawn the legendary item, how to farm it, and more!!!

Table of Contents

Find More About Legendary Weapons Here

Predatory Lending - Legendary Weapon Stats & Traits

Defensive SMG
FIRE RATE11.58/s
- Bullets are cheap, but not that cheap
- Damage to projected front-facing shield returns bullets to your magazine
- Weapon Shield Capacity: 88
- -25% Weapon Damage
- +25% Weapon Shield Capacity
- 1.5x Weapon Zoom
- 8% Shock Damage Probability
- Highlyeffective vs. Shields

*Shown stats are excerpted from the variation confirmed in-game!!!

Legendary Defensive Weapon With Shock Elemental Effect

Defensive Weapon With Shock Elemental Effect

The Predatory Lending comes with shield capacity, making you survive longer.

Strong Against Enemies With Shields

Shock Elemental effect

The Predatory has a chance to deal shock elemental damage and it is strong against enemy with shields.

How to Get Predatory Lending

How to Get Predatory Lending Farming Method

1Travel to the Droughts
2Take a path to left from the Droughts
3Enter the Varkid Valley
4There will bunch of flying enemies
5Kill all "Crowly" Family
6If the enemy does not drop the weapon, reload the game and repeat steps 1~5

2: Take A Path To Left From The Droughts

Take a path to left from the Droughts

Check the map location above and get to the destination circled red.

3: Enter the Varkid Valley

Enter the Varkid Valey

You will be prompted when you enter the Varkid Valey.

5. Kill all "Crowly" Family


There are so many flying enemies with "Crowly" name. Kill them all!

Predatory Lending Drop Not Guaranteed

The Predatory Lending SMG is not a guaranteed drop. If the enemy does not drop the weapon, quit the game and return to main menu to repeat the steps until the enemy drops the weapon!

Borderlands 3 - Related Articles

Playable Character

All Character Tree - Build & Overview

Weapon & Item Database

Story Walkthrough

Useful Information

© 2019 Gearbox. Published and distributed by 2K.
Trademarks are the property of their respective owners. Its licensors have not otherwise endorsed and are not responsible for the operation of or content on this site.
Borderlands 3 - Official Page

Have some feedback? Click here

Your feedbacks will be checked by our staffs and will be attended to accordingly. Please be advised that we may not reply to every individual feedbacks.

Reader Comments
Max. 300 Characters

By clicking Submit you are agreeing to the Terms of Use.
*Offensive, insulting or inappropriate use of forum may lead to ban/restriction.
To avoid griefing, you will not be able to post or report for the first %d hours upon visiting this forum for the first time.

Anonymous 1

Wrong name wrong stats

Article Menu
Latest News
Mission Walkthroughs
DLC Mission Walkthrough
Character List
Game Database
Play Tips
Useful Information
Maps & Locations